Availcar, a trusted provider of comprehensive financial solutions in Chandigarh, Punjab, and Zirakpur, offers a robust Vehicle Insurance service tailored to meet the diverse needs of car owners in the region. With Availcar's Vehicle Insurance, customers can safeguard their vehicles against unforeseen risks and potential damages, ensuring peace of mind on the road. Whether it's protecting against accidents, theft, natural disasters, or third-party liabilities, Availcar's insurance coverage provides extensive protection, allowing customers to drive with confidence knowing that they are adequately covered
Third-Party Liability Coverage: This is a mandatory component of vehicle insurance, providing coverage for damages or injuries caused to third parties, including pedestrians, other vehicles, or property.
Own Damage Coverage: This covers damages to the insured vehicle due to accidents, theft, vandalism, natural disasters (like floods, earthquakes, etc.), fire, or any other insured peril.
Personal Accident Cover: Provides compensation for bodily injuries or death sustained by the owner-driver of the insured vehicle during an accident.
Optional Add-Ons: Insurers offer various optional add-ons or riders that policyholders can purchase to enhance coverage, such as zero depreciation cover, engine protection, roadside assistance, consumable cover, etc.
No Claim Bonus (NCB): Policyholders are eligible for NCB discounts on their premiums if they don't make any claims during the policy term. This incentivizes safe driving and responsible behavior.
Cashless Claim Settlement: Many insurers offer cashless claim settlement facilities at their network garages, allowing policyholders to get their vehicles repaired without paying cash upfront (subject to terms and conditions).
Deductibles: Policyholders may have to bear a certain portion of the repair costs in the form of deductibles as per their policy terms.
Coverage for Accessories: Insurance coverage can extend to accessories fitted in the insured vehicle, though it might require additional premium payment or specific endorsement.
24/7 Customer Support: Reputable insurers provide round-the-clock customer support for assistance in case of emergencies, claim processing, policy renewals, or any queries related to the insurance policy.
Policy Management: Online Many insurers offer online platforms or mobile apps for policyholders to purchase, renew, or manage their insurance policies conveniently.
Coverage Transfer: Vehicle insurance policies are transferable from one owner to another in case of vehicle resale, subject to certain conditions.
